Terms of Use

Read This Terms of Use Agreement Before Accessing Website.

This Terms of Use Agreement sets forth the standards of use of the www.horizonaarc.com. By using the www.horizonaarc.com website you (the “User”) agree to these terms and conditions. If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this website. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall become effective immediately upon being posted at www.horizonaarc.com website. Your continued use of the Service after amendments are posted constitutes an acknowledgement and acceptance of the Agreement and its modifications.

Acceptance of Terms
www.horizonaarc.com provides this resource to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. By using www.horizonaarc.com, you are agreeing to be bound by, and to comply with, the TOS.
All products/services and information displayed on www.horizonaarc.com  constitute an "invitation to offer". Your order for purchase constitutes your "offer" which shall be subject to the terms and conditions as listed below. www.horizonaarc.com reserves the right to accept or reject your offer. The agreement between you and the www.horizonaarc.com shall be subject to the following terms and conditions:-

• The User certifies that he/she is at least 18 (eighteen) years of age or has the consent of a parent or legal guardian to make a transaction on this website.
  
• Description of Service
  www.horizonaarc.com is a website and sales platform owned by Horizon aarc providing with software development service, astrological services and astrology product sales.   
  
  
• Modifications and Interruption to Service
  www.horizonaarc.com reserves the right to modify or discontinue the Service with or without notice to the Member. www.horizonaarc.com shall not be liable to Member or any third party should www.horizonaarc.com exercise its right to modify or discontinue the Service. Member acknowledges and accepts that www.horizonaarc.com does not guarantee continuous, uninterrupted or secure access to our website and operation of our website may be interfered with or adversely affected by numerous factors or circumstances outside of our control.
  
  
• User Conduct
  You agree to NOT use the Service to: • submit, post, email or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing,, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable; • harm minors in any way; • impersonate any person or entity, including, but not limited to, a representative of www.horizonaarc.com, or falsely state or otherwise misrepresent your affiliation with a person or entity; • forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted to or through the Service; • upload, post, email or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party; • upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; • upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; • interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service; • intentionally or unintentionally violate any applicable local, state, national or international law; • "stalk" or otherwise harass another individual; • collect or store personal data about other users.
  
  
• Special Admonitions for International Use
  Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.
  
  
• Compliance with Laws 
  User assumes all knowledge of applicable law and is responsible for compliance with any such laws. You may not use the Service in any way that violates applicable state, federal, or international laws, regulations or other government requirements. Member further agrees not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national, or international law or regulation.
  
  
• Public Content Posted to www.horizonaarc.com
  (a) For purposes of the TOS, "publicly accessible areas of the Service" are those accessible by the general public. By way of example, a publicly accessible area of the Service would include the www.horizonaarc.com Forums or other areas of the Service where user link additions appear. (b) With respect to Content you elect to post for inclusion in publicly accessible areas of www.horizonaarc.com, you grant www.horizonaarc.com the perpetual, irrevocable, non-exclusive and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed. www.horizonaarc.com and its designees shall have the right to remove any Content from the Message Board or Forum that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by or submitted to www.horizonaarc.com, including without limitation information in the www.horizonaarc.com Message Board and in all other parts of the Service. You acknowledge and agree that www.horizonaarc.com may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of www.horizonaarc.com, its users and the public.
  
  
• Reviews and Comments
  Visitors may submit reviews and comments so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." If you do submit material, and unless we indicate otherwise, you grant www.horizonaarc.com, or its assigns, a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant www.horizonaarc.com, or its assigns, the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify www.horizonaarc.com for all claims resulting from content you supply. www.horizonaarc.com has the right but not the obligation to monitor and edit or remove any activity or content. www.horizonaarc.com takes no responsibility and assumes no liability for any content posted by you or any third party.
  
  
• Indemnity
  You agree to indemnify and hold www.horizonaarc.com, and its agents or other partners, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, your use of the Service, your violation of the TOS, or your violation of any rights of another.
  
  
• No Resale of Service
  You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service or use of the Service.
  
  
• General Practices Regarding Use and Storage
  You acknowledge that www.horizonaarc.com may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that discussion board postings or other suggested Content will be retained by the Service, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that www.horizonaarc.com has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that www.horizonaarc.com reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.
  
  
• Accuracy of Information
  We attempt to ensure that information on this Web Site is complete, accurate and current. Despite our efforts, the information on this Web Site may occasionally be inaccurate, incomplete or out of date. We make no representation as to the completeness, accuracy or currentness of any information on this Web Site. For example, products included on this Web Site may be unavailable, may have different attributes than those listed, or may actually carry a different price than that stated on this Web Site. In addition, we may make changes in information about price and availability without notice. While it is our practice to confirm orders by email, the receipt of an email order confirmation does not constitute our acceptance of an order or our confirmation of an offer to sell a product or service. We reserve the right, without prior notice, to limit the order quantity on any product or service and/or to refuse service to any customer. We also may require verification of information prior to the acceptance and/or shipment of any order.
  
  
• Verify Product Suitability Before Buying
  Please ensure that you have verified the product specifications and compatibility by visiting the manufacturer's web site before purchasing the item. www.horizonaarc.com cannot accept returns of items for the reason that the products do not meet expectations and specifications that are not in line with the manufacturer's product specifications and intended use. For example, if you intend to purchase a Software to be used in the France, please verify that the product supports the French Language or language that you or the user is going to use is comfortable. To be used in France, your software must support the French, English or some language which is also known by its user to interact with it or use it.
  
  
• Indemnification
  You agree to indemnify, defend, and hold harmless www.horizonaarc.com, its officers, directors, employees, agents, licensors and suppliers (collectively the "Service Providers") from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by You or any other person accessing the site using your Internet account.
  
  
• Use of Site
  Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including a www.horizonaarc.com, or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization.
  
  
• Registration
  In order to fully use this Website, you must first create a user name and password. During registration you are required to give contact information (such as name and email address). We use this information to contact you about the services on our site in which you have expressed interest.
  We will occasionally send you information on products, services, special deals, or promotions. You can sign up for these emails from us on our home page. Please see our Privacy Policy for more information.
  
  
• Modifications to Service
  www.horizonaarc.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that www.horizonaarc.com shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
  
  
• Termination
  You may discontinue your participation in and access to the Service at any time. The TOS will continue to apply to all past use of the Service by you, even if you are no longer using it. You agree that www.horizonaarc.com, in its sole discretion, may terminate your use of the Service and remove and discard any Content within the Service, for any reason, if www.horizonaarc.com believes that you have violated or acted inconsistently with the letter or spirit of the TOS. www.horizonaarc.com may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of this TOS may be effected without prior notice, and acknowledge and agree that www.horizonaarc.com may bar any further access to the Service. Further, you agree that www.horizonaarc.com shall not be liable to you or any third-party for any termination of your access to the Service.
  
  
• Typographical Errors and Price Changes
  In the event that a www.horizonaarc.com product is mistakenly listed at an incorrect price, www.horizonaarc.com reserves the right to refuse or cancel any orders placed for product listed at the incorrect price. If the manufacturer changes the product price www.horizonaarc.com reserves the right to make similar equivalent changes. www.horizonaarc.com reserves the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card is charged.
  
  
• Dealings with Advertisers
  Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that www.horizonaarc.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.
  
  
• Links
  The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because www.horizonaarc.com has no control over such sites and resources, you acknowledge and agree that www.horizonaarc.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that www.horizonaarc.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource. You further acknowledge that www.horizonaarc.com shall not be held responsible for the accuracy, copyright or trademark compliance, legality, or decency of material contained in sites listed in www.horizonaarc.com listings or search results, or that otherwise provided to the www.horizonaarc.com by third parties.
  
• Payment Methods:
  www.horizonaarc.com offers payment for orders by cheque/cash/demand draft deposit to our account, online bank transfer to our account. For this an email is sent with account details to your email address from which the order is made.
  www.horizonaarc.com also uses Third Party Payment gateway for processing the payements of your order. These third party gateway are websites which provide link between You and www.horizonaarc.com for making the payment for your order by online banking/credit/debit card, mobile payments and charge us a transaction fee. This transaction fee is automatically paid by www.horizonaarc.com.
  Please note that www.horizonaarc.com never asks you for any Credit / Debit Card details or your online bank account details for any payment or confirmation of your identity. We use third party payment gateways which are secured sites like PayPal, alertpay, moneybookers for processing your payment. When you click to pay, you are re-directed from www.horizonaarc.com to these secured sites or to that Bank's website or payment gateway for payment. Only while making payment these secured sites shall ask you to enter your Credit /Debit card information for processing of payment. We encourage you to check the address of the website with secured link like starting with https and other security measures. We do not guarantee or claim any fraud activity or misuse of your card or online bank account while making transaction for your orders at www.horizonaarc.com in any case.
  
  
  
• Product Order / Shipping / Delivery Policy
  - By placing the order, the User understands and agrees to all the terms and conditions of the offer.
  
  - Orders will be executed only after realisation of the payments. 
  
  -  Order handling & delivery charges, as indicated, may apply over & above the offer price.
  
  - For India and International Delivery,  software is sent by courier and is dispatched in 2-3 days after your payment is confirmed. The software is sent to the Shipping address provided at the time of order. Additional courier charges may apply for International delivery based on location and quantity of order.
  
  - For software download orders, an email is sent to the registered email address using which the order has been placed. This email will contain the download link for the software and a serial key for its installation and registration. CD or courier is not sent for software download orders.
  
  - The amount charged by www.horizonaarc.com for software requiring a serial key/initialization key is on per registration key basis. www.horizonaarc.com will give the serial key for these software only once and in no circumstances will a second registration key be given. This serial key is for use in one computer only. For installation in more than one computer, more serial key has to be purchased.
  
  - The User agrees to provide authentic and true information. www.horizonaarc.com reserves the right to confirm and validate the information and other details provided by the User at any point of time. If upon confirmation such User details are found not to be true (wholly or partly), www.horizonaarc.com has the right in its sole discretion to reject the registration and debar the User from using the Service of www.horizonaarc.com and other affiliated websites.
  
  
• Return & Refund Policy
  Most of our software is available on a try-before-you-buy basis, there are free trial versions you can download to ensure that you can fully experience it prior to making your purchase. When available, documentation or software details is also available online. We encourage you to review the documentation and try the software prior to making your purchase to ensure that it meets your requirements. You can find links to free trial download pages and documentation on the individual product pages.
  
  We apologize, but we cannot provide refunds for:
  (a) Any product for which an online demo or free trial is available.
  (b) Any product or service purchased with source code for any reason whatsoever.
  (c) Inability to operate the software in your computing environment.
  (d) Inability to apply the license policy or register the software in your computing environment
  (e) Software purchased for the wrong platform or wrong operating system.
  (f) Any item 10 days after the purchase date for any reason.
  (g) Any error or bug using software or wrong reports generated by software.
  
  However, we always provide full support to our customers and for the products developed by Horizon aarc. If a defect or error is found you can report to us by email by providing us details of error, screenshot and other details. Our technical staff will work for you and provide a fix or replace it by providing a download link or software CD as applicable. If our technical support staff cannot provide a fix or work-around for the error or bug in software, a refund can be offered by our technical support team who will then ask you to email us the details for your order and refund to be made. You need to send a signed statement with order details, description of the problem found in the product and that you have uninstalled the software from your computer.
  
  Please note, for approved refunds, it is applicable only if you notify us of the problem in writing or by email within 10 days of delivery of the goods and return the goods to us. 
  
  Please be informed that the product should be returned in the condition it was found when opened the product should not be used or repaired.
  
  Products should be returned in their original packaging along with the original price tags, manual and labels. 
  
  Products/Items must intact without any damages or changes which may tend to diminish its value and must be unused 
  
  You will share the dispatch details including the POD, if needed, for tracking of return order - No refund will be processed if customer has accepted the information conveyed during the verification call. 
  
  All order/sub orders cancelled will be refunded as per the payment mode used by customer except for COD/Cheque pay-mode, where refund shall be processed via cheque/Demand Draft/online bank transfer only in the registered name of the customer. 
  
  
• www.horizonaarc.com's Proprietary Rights
  You acknowledge and agree that the Service and any necessary software used in connection with the Service contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by www.horizonaarc.com or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. www.horizonaarc.com grants you a personal, non-transferable and non-exclusive right and license to use the Service through a Web browser on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by www.horizonaarc.com for use in accessing the Service. YOU AGREE NOT TO USE ANY SOFTWARE PRODUCT OR PROGRAM TO DOWNLOAD ANY PORTION OF THE SERVICE FOR OFF-LINE DISPLAY. YOU FURTHER AGREE NOT TO CREATE ANY DIRECT OR INDIRECT LINK TO OR OTHERWISE ACCESS THE SEARCH ENGINE FOR www.horizonaarc.com.
  
  
• Disclaimer of Warranties
  YOU EXPRESSLY UNDERSTAND AND AGREE THAT: a. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. www.horizonaarc.com EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. b. www.horizonaarc.com MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, AND (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS. c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM www.horizonaarc.com OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
  IN THE EVENT OF ANY PROBLEM WITH THIS WEB SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS WEB SITE. IN THE EVENT OF ANY PROBLEM WITH THE PRODUCTS OR SERVICES THAT YOU HAVE PURCHASED ON OR THROUGH THIS WEB SITE, YOU AGREE THAT YOUR SOLE REMEDY, IF ANY, IS FROM THE MANUFACTURER OF SUCH PRODUCTS OR SUPPLIER OF SUCH SERVICES, IN ACCORDANCE WITH SUCH MANUFACTURER'S OR SUPPLIER'S WARRANTY, OR TO SEEK A RETURN AND REFUND FOR SUCH PRODUCT OR SERVICES IN ACCORDANCE WITH THE RETURNS AND REFUNDS POLICIES POSTED ON THIS WEB SITE.
  IN ADDITION, THE INFORMATION AND MATERIALS ON THIS WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. www.horizonaarc.com DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR USEFULNESS OF SUCH INFORMATION AND MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. www.horizonaarc.com RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. www.horizonaarc.com MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.
  
  
• Limitation of Liability
  YOU EXPRESSLY UNDERSTAND AND AGREE THAT www.horizonaarc.com SHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF: (I) YOUR USE OR INABILITY TO USE THE SERVICE, (II) YOUR RELIANCE ON ANY CONTENT, OR (III) ANY GOODS OR SERVICES ADVERTISED ON THE SERVICE; EVEN IF www.horizonaarc.com OR ANY RELATED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  
  
• General Information
  The TOS constitute the entire agreement between You and www.horizonaarc.com and govern your use of the Service. The TOS and the relationship between you and www.horizonaarc.com shall be governed by the laws of India regard to its conflict of law provisions. You and www.horizonaarc.com agree to submit to the personal and exclusive jurisdiction of the courts located within Delhi, India. The failure of www.horizonaarc.com to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action you allege arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.
  
  
• Revisions to these Terms and Conditions
  These Terms and Conditions may be revised at any time and from time to time by updating this posting. You should visit this page from time to time to review the then current Terms and Conditions because they are binding on you. Certain provisions of these Terms and Conditions may be superseded by legal notices or terms located on particular pages of this Web Site.
  
  
• Additional Assistance
  If you do not understand any of the foregoing Terms and Conditions or if you have any questions or comments, we invite you to contact our Customer Service Department by email at mail[at]horizonaarc.com.
  
• Privacy Policy: Click Here for Privacy Policy
  
  Effective Date: This Terms of Use Agreement was last updated on July 20, 2010